Bedroom Tax in Chaos?

According to saturday's Mirror, the Bedroom Tax is in trouble.

A judge had ordered that two severely disabled children should not have to sleep in the same room. The same is true if one of the children requires through the night care. It might transpire that many families with disabled children may be eligible for FULL housing benefit and council tax benefit, including the repayment of any arrears.
Families with children who may fall into this category, will have to present their case to the local authority, who at this point in time, have no idea of how to make the assessments needed.

This system, which has cost millions to implement, is showing signs of being unworkable.

The new Universal Tax Credit system is the same. It may prove an expensive mistake, in that the cost of implementation, including social costs, may exceed the savings made.

The system appears to be "Hamstrung" by political correctness. It all comes down to who is deemed to have the greater right.
In the case of the Bedroom Tax. The disabled children were considered to have more rights to a decent nights sleep, than the government's rights to deprive them of benefit.

Every one has rights, some more than others, but what of the right to be right? As Phillip E Johnson points out, that's when we hear the grand, Sez who?"

Who Said The Banks Were Too Big To Fail?

Mine failed  a few weeks ago when the balance showed as zero and I couldn't make any transactions.
My wife's failed more recently, for the third or fourth time.

Too much is at stake for the banks to fail, but they do, and they will.

A widespread failure of the banking system would lead to complete chaos, in a very short space of time.

It is very difficult to prepare (at least physically) against this. It is similar to having to buy another car because you realise that, at some point, yours is going to stop working. Most people can't realistically afford to have another car sitting on the drive, just in case.

One suggestion to offset the effect of bank failure calamity, is Co-operation. The idea that we help each other out to the benefit of the community. Sounds strange to our self centred ideals, but it will become more appealing.

Here is the danger. What if government gets there before you do?
What if they steer you into a community lifestyle by leaving you no alternative?
What if... the collapse of the economy was engineered, solely to bring about a communitarian agenda, where we sacrifice our individual rights for the greater common good?

OK that's just my imagination running wild again.

Behave Pete.